Can anyone help me with this two question pls , very fast pls

Answer to your second query is given below:
Advantages of using this payment method to employers are as follow -
1. Increase sales - By using this salary plus commission method there are chances of increase in sales of insurance policy, it motivates employees to sale more policy and employers will get more business.
2. Pay as per revenue - Employers know that they will pay commission only to sale conversion. Managers can control labour costs or ensure optimised  selling efficiency by only paying employees  for the results that they produce.

For further query ask in separate thread.

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