a. A typical SHG has 15-20 members, usually belong to one neighbourhood, who meet and save regularly
b. Saving per member varies from Rs. 25 to Rs. 100 or more, depending on the ability of the people to save
c. Members can take small loans from the group itself to meet their needs. The group charges interest on these loans but this is more than the moneylender charges.
d. The SHG help borrowers to overcome the problem of lack of collateral.
